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Application form duly filled in along with the processing fee cheque. |
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One passport size photograph of the applicant/co-applicants/guarantor in addition to the photograph affixed to the application form and signed across. |
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Identification & Signature Proof: - Valid Passport/PAN Card/Photo Driving License /Photo Credit Card of a Scheduled Commercial Bank/Photo ID Card of Professional Councils, Government/PSU/Private Ltd., Companies/Banker's Verification/Photo Ration Card/Photo Election ID Card. |
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Proof of Residential Address Passport/Voter's ID Card/Driving License/Ration Card/Telephone Bill / Gas Bill / Power Bill / Rental Agreement/Insurance Premium Receipt. |
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Signature Verification certificate from the Bank on which PDC's will be given. |
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Proof of Date of Birth e.g., Birth Certificate/Passport/PAN Card/ Driving License/SSC Marks List/School leaving certificate/Insurance policy schedule. |
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Income Documents for Salaried Customers: |
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Min.3 months' pay slips starting with the Latest Pay Slip duly authenticated by the Employer (the above to clearly indicate the break up of Gross Earnings, Deductions and Net Salary). |
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Form No.16 with clear computation of income. |
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Bank statement for the last 3 months, which is not older than 28 days from the date of login. At least 3 Salary credits to be evidenced in the Bank Statement. |
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Bank Account Statements for all applicants for the last 3 months. 6 months in case of self employed businessmen & professionals. (From where PDCs will be issued). |
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Credit Card Statements of all applicants for the latest month. |
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Loan account statements of all other existing loans. |
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Any other document that may be required by the bank |
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Income Documents for Self Employed Customers |
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A brief write-up on the profile of business covering the nature of business activity, number of years in business, products / services, infrastructure, number of employees, branch network, if any, suppliers, distribution, buyers/clients, performance highlights, future business plans and assets. |
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Income Tax Returns for the past 3 years duly certified by a Chartered Accountant and duly acknowledged by IT authorities. |
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Certified copies of Audited Balance Sheets and Profit & Loss account statements for the previous 3 completed financial years, wherever necessary. |
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IT Assessment Order for financial years for which assessment has been latest completed. |
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State Sales Tax /Central Sales Tax Registration No. or any other certificate for licensing business |
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Photocopies of Advance Tax payments. |
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SOA (Statements of Account) of the Salary / Business account for the last 6 months from where PDCs will be issued. |
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Any other document that may be required by the bank |
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